.tool-hero {
  padding-bottom: 54px;
}

.calculator-shell {
  display: grid;
  grid-template-columns: 1fr .8fr;
  gap: 28px;
  align-items: start;
}

.calculator-card,
.result-card {
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  background: white;
  padding: 30px;
  box-shadow: 0 18px 48px rgba(23,53,45,.08);
}

.calculator-card h2,
.result-card h2 {
  font-family: "DM Sans", system-ui, sans-serif;
  font-size: 1.5rem;
  letter-spacing: -.02em;
}

.field-grid {
  display: grid;
  gap: 20px;
}

.field-group label {
  display: block;
  font-weight: 700;
  margin-bottom: 7px;
}

.field-group small {
  display: block;
  color: var(--muted);
  margin-top: 6px;
}

.money-field {
  display: flex;
  align-items: center;
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  overflow: hidden;
  background: #fff;
}

.money-field span {
  padding: 12px 0 12px 14px;
  color: var(--muted);
}

.money-field input,
.field-group input[type="number"] {
  width: 100%;
  border: 0;
  outline: 0;
  padding: 12px 14px 12px 8px;
  color: var(--ink);
  background: transparent;
}

.field-group > input[type="number"] {
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  padding-left: 14px;
}

.calculator-actions {
  display: flex;
  gap: 12px;
  margin-top: 26px;
  flex-wrap: wrap;
}

.button-reset {
  border: 1px solid var(--line);
  background: white;
  color: var(--ink);
  cursor: pointer;
}

.result-card {
  background: var(--forest-deep);
  color: white;
  position: sticky;
  top: 100px;
}

.result-card p,
.result-card small { color: rgba(255,255,255,.7); }

.result-total {
  margin: 24px 0;
  padding: 24px 0;
  border-top: 1px solid rgba(255,255,255,.14);
  border-bottom: 1px solid rgba(255,255,255,.14);
}

.result-total strong {
  display: block;
  font-family: "Newsreader", Georgia, serif;
  font-size: clamp(3rem, 6vw, 4.8rem);
  line-height: 1;
}

.result-total span { color: rgba(255,255,255,.68); }

.breakdown-list {
  list-style: none;
  padding: 0;
  margin: 24px 0 0;
  display: grid;
  gap: 12px;
}

.breakdown-list li {
  display: flex;
  justify-content: space-between;
  gap: 18px;
  padding-bottom: 12px;
  border-bottom: 1px solid rgba(255,255,255,.1);
}

.breakdown-list span { color: rgba(255,255,255,.7); }

.tool-notes {
  margin-top: 60px;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.tool-note {
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  background: var(--cream);
}

.tool-note h3 { margin-bottom: 8px; }
.tool-note p { color: var(--muted); margin-bottom: 0; }

.quote-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 20px;
  align-items: start;
}

.quote-card {
  padding: 26px;
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  background: white;
  box-shadow: 0 16px 40px rgba(23,53,45,.07);
}

.quote-card h2 {
  font-family: "DM Sans", system-ui, sans-serif;
  font-size: 1.45rem;
  letter-spacing: -.02em;
}

.quote-card > label {
  display: block;
  font-weight: 700;
  margin-top: 18px;
}

.quote-card input[type="text"],
.quote-card input[type="number"],
.quote-card textarea {
  width: 100%;
  margin-top: 7px;
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  padding: 11px 12px;
  color: var(--ink);
  background: white;
}

.quote-card .money-field { margin-top: 7px; }
.quote-card .money-field input { margin: 0; border: 0; }
.quote-card textarea { resize: vertical; min-height: 100px; }

.percent-field {
  display: flex;
  align-items: center;
  margin-top: 7px;
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  overflow: hidden;
}

.percent-field input {
  margin: 0 !important;
  border: 0 !important;
}

.percent-field span {
  padding: 11px 14px 11px 0;
  color: var(--muted);
}

.quote-card fieldset {
  margin: 24px 0 0;
  padding: 0;
  border: 0;
}

.quote-card legend {
  font-weight: 700;
  margin-bottom: 10px;
}

.check-row {
  display: flex !important;
  align-items: flex-start;
  gap: 9px;
  margin: 0 !important;
  padding: 9px 0;
  font-size: .88rem;
  font-weight: 500 !important;
  color: #445b53;
  border-bottom: 1px solid rgba(23,53,45,.08);
}

.check-row input {
  width: 18px !important;
  height: 18px;
  margin: 2px 0 0 !important;
  flex: 0 0 auto;
  accent-color: var(--forest);
}

.quote-actions {
  justify-content: center;
  margin: 34px 0 0;
}

.quote-results {
  margin-top: 84px;
  padding-top: 70px;
  border-top: 1px solid var(--line);
}

.result-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 20px;
  margin-bottom: 34px;
}

.comparison-card {
  padding: 25px;
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  background: var(--cream);
}

.comparison-head {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  align-items: flex-start;
}

.comparison-head span {
  color: var(--rust);
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
}

.comparison-head h3 { margin: 5px 0 0; }
.comparison-head > strong {
  padding: 6px 10px;
  border-radius: 999px;
  background: var(--forest);
  color: white;
  white-space: nowrap;
}

.quote-facts {
  display: grid;
  gap: 8px;
  margin: 22px 0;
}

.quote-facts div {
  display: flex;
  justify-content: space-between;
  gap: 14px;
  padding-bottom: 8px;
  border-bottom: 1px solid var(--line);
}

.quote-facts dt { color: var(--muted); }
.quote-facts dd { margin: 0; font-weight: 700; text-align: right; }

.missing-list > strong,
.comparison-notes > strong { display: block; margin-bottom: 9px; }
.missing-list ul { padding-left: 19px; margin: 0; }
.missing-list li { margin-bottom: 6px; color: var(--muted); font-size: .9rem; }
.all-documented { color: var(--forest); font-weight: 600; }
.comparison-note { color: var(--muted); font-size: .82rem; }
.result-warning { color: #8d352a; font-weight: 700; }
.comparison-notes { margin-top: 20px; padding-top: 18px; border-top: 1px solid var(--line); }
.comparison-notes p { white-space: pre-wrap; color: var(--muted); }
.quote-guidance { margin-top: 70px; }

@media (max-width: 1000px) {
  .quote-grid,
  .result-grid { grid-template-columns: 1fr; }
}

@media (max-width: 900px) {
  .calculator-shell { grid-template-columns: 1fr; }
  .result-card { position: static; }
  .tool-notes { grid-template-columns: 1fr; }
}

@media print {
  .site-header,
  .site-footer,
  .article-hero,
  .quote-actions,
  .quote-guidance { display: none !important; }
  .article-section { padding: 0; }
  .container { width: 100%; }
  .quote-grid,
  .result-grid { grid-template-columns: repeat(3, 1fr); gap: 10px; }
  .quote-card,
  .comparison-card { box-shadow: none; break-inside: avoid; padding: 14px; }
  .quote-card textarea { min-height: 60px; }
  .quote-results { margin-top: 24px; padding-top: 18px; }
}